If your bank account is 'optimized' it means that you can receive payments swiftly, usually withing 24 hours on a business day.
It has no effect on payments you send.
ICL stands for Image Cash Letter. It means that your bank is streamlines Viewpost payment processing.
You can see if your bank is ICL Enabled on the Payment Methods page.
If your bank does not say ICL Enabled it means that payments will take standard processing times (Approx. 5 business days)
ICL enablement is at the bank's discretion and is not guaranteed.
Which banks offer ICL?
- Bank of America
- U.S. Bank
- Fifth Third
This is not a feature you can request. Viewpost is integrating with new banks all the time. If your bank is not ICL Enabled, it may be in the future.