Payments sent on or around observed dates will experience delays in processing.
Holidays observed by the Federal Reserve:
| 2023 | 2024 | 2025 | |
| New Year's Day | Jan 1** | 1-Jan | 1-Jan |
| Martin Luther King, Jr. | 16-Jan | 15-Jan | 20-Jan |
| Washington's Birthday | 20-Feb | 19-Feb | 17-Feb |
| Memorial Day | 29-May | 27-May | 26-May |
| Juneteenth Day | 19-Jun | 19-Jun | 19-Jun |
| Independence Day | 4-Jul | 4-Jul | 4-Jul |
| Labor Day | 4-Sep | 2-Sep | 1-Sep |
| Columbus Day | 9-Oct | 14-Oct | 13-Oct |
| Veterans Day | Nov 11* | 11-Nov | 11-Nov |
| Thanksgiving Day | 23-Nov | 28-Nov | 27-Nov |
| Christmas Day | 25-Dec | 25-Dec | 25-Dec |
* Saturday - the Board of Governors is closed on November 10, 2023.
The Board of Governors is closed in observance of Inauguration Day on January 20, 2025.
