Payments sent on or around observed dates will experience delays in processing.
Holidays observed by the Federal Reserve:
|New Year's Day||January 1st||January 1st||January 1st||January 1st||January 1st|
|Birthday of Martin Luther King, Jr.||January 21st||January 20th||January 18th||January 17th||January 16th|
|Washington's Birthday||February 18th||February 17th||February 15th||February 21st||February 20th|
|Memorial Day||May 27th||May 25th||May 31st||May 30th||May 29th|
|Independence Day||July 4th||July 4th*||July 4th**||July 4th||July 4th|
|Labor Day||September 2nd||September 7th||September 6th||September 5th||September 4th|
|Columbus Day||October 14th||October 12th||October 11th||October 10th||October 9th|
|Veterans Day||November 11th||November 11th||November 11th||November 11th||November 11th*|
|Thanksgiving Day||November 28th||November 26th||November 25th||November 24th||November 23rd|
|Christmas Day||December 25th||December 25th||December 25th*||December 25th**||December 25th|
* indicates the holiday falls on a weekend day, and may be observed on an alternate day.
* Saturday - the Board of Governors is closed on July 3, 2020, December 24, 2021, December 31, 2021, and November 10, 2023.
** Sunday - the Board of Governors is closed on November 12, 2018, July 5, 2021, December 26, 2022, and January 2, 2023.
The Board of Governors is closed in observance of Inauguration Day on January 20, 2021.